Health & Dental Plan FAQs

Date Posted: July 14, 2017

The Students’ Association is proud to offer an affordable health and dental plan for full-time Red Deer College students. The Student Benefits Plan was implemented by student referendum making the health and dental plan a requirement for all full time students at Red Deer College.

All RDC students enrolled in nine billable academic credits are included in the extended health and dental benefit plan. The charges for the benefit plan will appear on your Red Deer College fee statement. The benefit year runs from September 1, 2017 to August 31, 2018.

What if I already have extended health and dental coverage?
If you have comparable coverage, both health and dental, you may apply to waive the fees included on your fee statement. Each student is given one opportunity (this is your only opportunity) a year to waive the benefits. Confirmation of comparable coverage must be included in order to process the Waiver Form. It is the students’ responsibility to confirm that faxed or mailed waivers have been received by the Student Benefits Plan Office before the September 18, 2017 deadline. Please retain a copy of the waiver form for your personal file.

Provincial health care plans are not considered comparable coverage. Approval of waiver forms will result in the plan fee being credited back to your student account via the Cashier’s Office in October.

Opting out is a one- time process. Once you waive, the information carries over year to year, as long as you remain a full time student (minimum nine billable academic credits). If the student falls to part time status for a semester, they will need to submit a new waiver form when they enrol as a full time student.

Students are responsible for confirming their waiver status at the Student Benefits Plan Office prior to the deadline. There will be no exceptions or extensions for students who fail to submit their completed waiver form to the Student Benefits Plan Office before 4 p.m. Monday, September 18, 2017.

What benefits are included in the plan(s)?
A schedule of benefits can be obtained by visiting the Student Benefits Plan Office, or online at (choose Students’ Association of Red Deer College).

Can I opt back into the Plan(s)?
Should you lose your existing comparable coverage, you can enrol in the student benefit plan(s). You must submit an enrolment form to the Student Benefits Plan Office before the September 18, 2017 deadline. Paying the health and dental fees alone will not enrol you in the Student Benefit Plan. Should you lose your alternate coverage during the benefit year, you can enrol in the student benefit plan. This must be done within 30 days of losing the coverage. Visit the Student Benefit Plan Office to make arrangements.

Can I add family to the plan(s)?
If you are a full time student (minimum of nine billable academic credits), you have one opportunity — this is your only opportunity — to purchase family coverage for your spouse and/or dependents by completing an application form at the Student Benefits Plan Office, and paying the family coverage fee. These fees are in addition to the student benefit fees charged on the RDC fee statement. The family add-on must be renewed annually. All applications and applicable fees must be received by the September 18, 2017 deadline.

How do I use the plan?
Please visit the Student Benefit Plan Office or visit: (select Students’ Association of Red Deer College) to obtain your myBenefits direct bill card and to receive information about the benefit plan. New eligible students will be added to the benefit plan during the first 45 days of the semester. Please keep your receipts for eligible expenses incurred during this time period for submission to the insurance carrier upon completion of the enrolment process.

Remember: Waive, Enrol and Family Add-On Deadline for Fall 2017 is September 18, 2017 at 4 p.m.

The Student Benefits Office is located in Room 2010A, 100 College Boulevard., Red Deer, AB, T4N 5H5; phone 403-356-4982; fax 403-342-2834; email reddeerplan(at); website

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